Whether we are seating in front of a computer, we can get an electric shock,
Or our building can collapse,
Or any car or truck can destroy our building,
Or any terror attack,
Or earth quake,
Or any natural disaster,
Or public destruction,
Or etc... etc... many reasons.
If a person from any family is earning the money to run the family, and in any uncertain circumstance this person goes in the hands of death, then his family will be in economic crises, then
Who will take care to run their family?
Who will look after their children’s study?
Who will look after their parents?
Who will look after their spouse?
Who will look after their illness?
Who will look after their daily expenses?
Who will look after their occasions?
Who will look after their social expenses?
So to meet this need (economic need ) there is one solution LIFE INSURENCE
We have to insured our life.
We have to insured our vehicles.
We have to insured our property.
THERE ARE TWO KIND OF INSURANCE
1. Life Insurance
Human life is subject to risks of death and disability due to natural and accidental causes. When human life is lost or a person is disabled permanently or temporarily, there is a loss of income to the household. The family is put to hardship. Sometimes, survival itself is at stake for the dependants. Risks are unpredictable. Death/disability may occur when one least expects it. An individual can protect himself or herself against such contingencies through life insurance.
2.General Insurance
Insuring anything other than human life is called general insurance. Examples are insuring property like house shop and vehicles against fire, accidental damage or theft. Injury due to accident or hospitalisation for illness can also be insured.
WHY LIFE INSURENCE ?
· SECURITY OF LIFE
· INVESTMENT, SECURITY FOR OUR FUTURE
· GROTH OF OUR MONEY
· LIQUIEDTY
· TEX BENEFIT
01.The best insurance for your family is having a roof over their heads that no-one can take from them after you die. Before putting large amounts of money into a policy, pay off your debts and increase your assets.
02.Rather than taking out a number of life insurance policies, take out one good one with a reputable company that has a sound track record.
03.Make sure you don't buy too little or too much insurance. As a rule of thumb, your policy should pay out 15 to 30 times your annual income as capital when you die.
04.If you are financially dependent on your partner, make sure that there is adequate life insurance to cover your and your children’s needs should your partner no longer be able to generate an income.
05.When taking out protection against loss of income, you must be sure that you can maintain the same standard of living as when you were working.
06.Protect yourself against debt. People to whom you owe money have first claim to your assets. Make sure there is life insurance to pay off your house, car, etc when you die.
07.Your premiums will depend on your age (the younger you are, the less you will pay), your state of health (the healthier you are, the less you will pay) and your lifestyle (if you smoke, you will pay more). Be completely honest with your insurers. Many people have had their claims rejected because they did not tell the broker about their smoking habit or a particular health problem.
08. Be specific about naming a beneficiary – the person the money will be paid to after you die. If you do not name a beneficiary, the money will be paid into your estate and it could take months before your family is able to have access to the money.
Getting the best Life Insurance is easy
E-mail or call me.
I shall get back to you immediately.
I shall let you know:
which companies should approve your life insurance application
which are most suited to your particular needs and circumstances
how to put your life insurance policy in place fast
You will be contacted by a life insurance adviser, who can advise you on the best policies most suited to your needs and circumstances.
